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Société Arabe Internationale De Banque SAIB – University Faculty Members Loan


Advertised Rate


Monthly Repayment


Loan Amount

Type of Loan - No Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,500,000.

Loan Term

Up to 10 years.

Competitive Interest Rate

Free life insurance.


  • SAIB University Faculty Members Loans is available for teaching staff in all authorized universities in Egypt
  • Minimum age of 25 year-old and a maximum of 65 year-old
  • Borrower work tenor should not less than 6 months
  • The Loan is offered for Egyptians only
  • Quick approval process
  • The minimum repayment period is 6 months

Documents Required

  • Recent residence utility bill (maximum 3 months)
  • Valid National ID
  • Bank statement for the last 6 months
  • Loan application form
  • Copy of University ID card
  • Salary slip includes the monthly income and job grade

Fees & Charges

  • 2.25% administrative fee for personal banking
  • 6% for early payment calculated on the unpaid amount
  • EGP 20 each month late payment fee per instalment
  • 0.0005% proportional stamp duty collected quarterly

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