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Société Arabe Internationale De Banque SAIB – Employees Loan


Advertised Rate


Monthly Repayment


Loan Amount

Type of Loan - Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,500,000.

Loan Term

Up to 10 years.

Competitive Interest Rate

Free life insurance.


  • SAIB employees loans are available for Government, public, private, business, banks, petroleum, armed forces and Multinationals sectors
  • Minimum age of 21 year-old and a maximum of 60  year-old
  • Customers should have completed 3months as a probation period
  • The Loan is offered for Egyptians only
  • The minimum repayment period is 6 months

Documents Required

  • Valid National ID
  • Recent residence utility bill (maximum 3 months)
  • Bank Statment for last 6 months
  • Proof of income (HR Letter or 3 months bank statements or 3 recent salary slips)
  • Loan Application form

Fees & Charges

  • 1.75% administrative fee for personal banking
  • 6% for early payment calculated on the unpaid amount
  • EGP 20 each month late payment fee per instalment
  • 0.0005% proportional stamp duty collected quarterly

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