Mashreq Bank

Mashreq Bank – Personal Loan without Salary Transfer


Advertised Rate


Monthly Repayment


Loan Amount

Types of Personal Loans

With Salary Transfer

Without Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,320m.

Loan Term

loan term can very from 3 to 9 years.

Quick Processing

No collateral of guarantors required.


  • Minimum age of 21 year-old and a Maximum of 60 year-old
  • Your employer must be on the bank’s approved employer list
  • You must have completed your probation period with your current employer
  • A credit cardholder or property owner, operating clinic and pharmacy owners

Documents Required

  • Copy of National ID
  • Utility bill
  • Salary letter Or 3 months’ Salary Slips Or 3 months bank statement showing monthly salary

Fees & Charges

  • 2.5% administrative fee starting from EGP 500
  • 1% of insurance fees
  • 7% for early full
  • 5% for partial settlement
  • EGP 100 late payment fee per installment calculated per year
  • 0.05% proportional stamp duty collected quarterly
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