Mashreq Bank

Mashreq Bank – Personal Loan with Salary Transfer


Advertised Rate


Monthly Repayment


Loan Amount

Types of Personal Loans

With Salary Transfer

Without Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,320m.

Loan Term

loan term can very from 3 to 9 years.

Overdraft Facility

Access to revolving overdraft at up to twice your salary



  • Minimum age of 21 year-old and a Maximum of 65 year-old
  • No guarantors required
  • Employees at companies that distribute payrolls through Mashreq bank

Documents Required

  • Copy of National ID
  • Utility bill
  • Salary transfer letter

Fees & Charges

  • 1.5% administrative fee starting from EGP 300 and up to EGP 5,000
  • 1% of insurance fees
  • 7% for early full
  • 5% for partial settlement
  • EGP 100 late payment fee per installment calculated per year
  • 0.05% proportional stamp duty collected quarterly
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