HSBC – Premier Personal Loan


Advertised Rate


Monthly Repayment


Loan Amount

Type of Loan - HSBC Premier

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,500,000

Loan Term

Up to 7 years

Competitive Interest Rate

Access to EGP 900,000 loan with no hassle


  • Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
  • Your employer must be on the bank’s approved employer list
  • Minimum fixed gross monthly income of EGP 3,000
  • You must have completed your probation period with your current employer
  • You should have Egyptian nationality (or have a valid passport and valid residency in Egypt if you are a foreigner)

Documents Required

  • Valid National Identification Card for Egyptians or valid passport and valid residency for foreigners
  • Recent income or instalment transfer letter in the bank’s standard format
  • Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

  • 2% administrative fee for personal banking, HSBC Advance and HSBC Premier
  • 5% for early full/partial settlement
  • EGP 75 late payment fee per installment
  • 4% annually on overdue interest
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