HSBC – Standard Personal Loan


Advertised Rate


Monthly Repayment

Up to 1.5M

Loan Amount

Type of Loan - Without Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,500,000.

Loan Term

Up to 5 years.

Competitive Interest Rate

No first-year annual fees on credit card.


  • Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
  • Minimum 1 year with your current employer
  • Minimum fixed gross monthly income of EGP 3,000
  • You must have Egyptian nationality

Documents Required

  • Valid National Identification Card
  • Recent income letter on the employer’s letterhead including position held, length of employment with the current employer, income breakdown, gross and net amounts
  • Recent telephone, electricity or gas utility bill (maximum 3 months old) with a minimum consumption amount of EGP 9 for electricity, EGP 3 for gas and EGP 36 for Telephone bills
  • Last 3 month of bank statements or income slips

Fees & Charges

  • 2% administrative fee for personal banking, HSBC Advance and HSBC Premier
  • 5% for early full/partial settlement
  • EGP 75 late payment fee per installment
  • 4% annually on overdue interest
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