Crédit-Agricole

Crédit Agricole – Personal Loan without Salary Transfer

21%

Advertised Rate

3,097

Monthly Repayment

Up to 500K

Loan Amount

Type of Loan - Without Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 500,000.

Loan Term

Up to 7 years.

Competitive Interest Rate

Free life insurance.

Requirements

  • Employed salaried customers
  • Minimum net monthly salary EGP 3,500
  • Minimum working experience at the company 6 months
  • Minimum age of 22 year-old and a maximum of 60-year-old at loan maturity
  • Egyptian nationality

Documents Required

  • Valid National ID
  • Recent residence utility bill
  • HR letter or last 6 months’ salary slips

Fees & Charges

  • 2% administrative fee
  • 5% Late payment fee
  • 5% for early full/partial settelment
  • 10% plus EGP 500 Check Processing fees for early settelment through a buy-out
  • 0.5 % (with min of EGP 100, max EGP 500) re-scheduling Fees
  • EGP 150 for unsecured cash loans enquiry fees
  • This field is for validation purposes and should be left unchanged.