Crédit Agricole – Personal Loan without Salary Transfer

Requirements

• Employed salaried customers
• Minimum net monthly salary EGP 3,500
• Minimum working experience at the company 6 months
• Minimum age of 22 year-old and a maximum of 60-year-old at loan maturity
• Egyptian nationality

Documents Required

• Valid National ID
• Recent residence utility bill
• HR letter or last 6 months’ salary slips

Fees & Charges

• 2% administrative fee
• 5% Late payment fee
• 5% for early full/partial settelment
• 10% plus EGP 500 Check Processing fees for early settelment through a buy-out
• 0.5 % (with min of EGP 100, max EGP 500) re-scheduling Fees
• EGP 150 for unsecured cash loans enquiry fees