Commercial International Bank CIB – Personal Loan


Advertised Rate


Monthly Repayment

Up to 2M

Loan Amount

Type of Loans - Salary/Non Salary Transfer

Salaried Employees

Self Employed

Features & Benefits

Loan Amount

Up to EGP 2,000,000.

Loan Term

Up to 8 years.

Free Life Insurance

Without guarantor.


  • Customer’s age between 21 years and 60 years (65 years for self-employed) at loan end

Documents Required

  • Recent HR Letter or three salary slips or bank statement for the last six months
  • Copy of valid national ID card
  • Recent telephone, electricity or gas utility bill (maximum three months)​​

For Self Employed

  • Last six months account statement (personal or corporate)
  • Original commercial register or work permit

Fees & Charges

  • 1.5% from loan amount in Case of; salary transfer with the undertaking to notify the bank in case service ended or secured facilities by CDs/TDs. 2% for any other Type of Customers – (paid once)
  • EGP 150 assessment fees
  • EGP 20 monthly service charge
  • 5% late payment fee on the amount due
  • 5% early settlement fee (full/partial) on the total paid amount
  • 2% on the remaining balance for rescheduling
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