بنك مصر

Banque Misr – Personal Loan With Salary Transfer (Private Sector)

16.5%

Advertised Rate

2,680

Monthly Repayment

Up to 1.5M

Loan Amount

Type of Loan - Private Sector with Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,500,000.

Loan Term

Up to 8 years.

Competitive Interest Rate

Free life insurance.

Requirements

  • Employees transferring their payroll
  • Minimum age of 21 year-old and a Maximum of 60 year-old
  • Egyptian nationality

Documents Required

  • Valid National ID
  • Recent residence utility bill
  • HR letter
  • Employer letter of obligation according to pre-verified forms
  • Loan application form

Fees & Charges

  • 2% administrative fee
  • 5% for early full/partial settlement
  • 24% late payment fee per installment calculated per year
  • 0.0005% proportional stamp duty collected quarterly

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