Banque Du Caire – Personal Loan for Government Employees and Public Sectors


Advertised Rate


Monthly Repayment

Up to 1M

Loan Amount

Type of Loan - Employed Private Sector with No Salary Transfer

Private Sector Companies

Public Sector Companies

Features & Benefits

Loan Amount

Up to EGP 1,000,000.

Loan Term

Up to 12 years.

Free Life Insurance

Mobile banking.


  • Customer’s age between 21 Years and 65 Years at loan end

Documents Required

  • HR letter with monthly salary & employment date
  • Copy of valid national ID card
  • Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

  • 2% administrative fee for salaried and pensioner customers
  • 2.5% administrative fee for self-employed customers
  • 3%  (minimum EGP 200) early settlement fees for variable loans, 5% for fixed loans
  • 7% (minimum EGP 200) early settlement fee for draft cheque
  • 2% late payment fee above the applied interest rate on past due amounts with a minmum of EGP 30
  • EGP 30 I-Score fee
  • EGP 200 debit balance certificate
  • EGP 25 for a clearance letter
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