Arab Investment Bank aiBANK – Personal Loan


Advertised Rate

EGP 2,783

Monthly Repayment

Up to 1,500,000 LE

Loan Amount

Type of Loan

Salary Loan

Features & Benefits

Loan Amount

Up to EGP 1,500,000

Loan Term

Up to 10 years.

15% interest rate if loan is paid within 5 years and 16% if paid within 10 years.


  • Egyptain residents only.
  • Minimum age: 21 years old and maximum age: 60 years old.

Documents Required

  • A copy of valid national ID
  • HR letter / Salary Transfer Letter
  • Recent utility bill

Fees & Charges

  • 3% fees on past due instalments
  • 2% administrative fees
  • Early Settlement Fees: 5% on the outstanding balance
  • Installment Postponement fees: EGP 75

This is a representative example of what an EGP 100,000 loan might cost: 15% APR Representative based on the 4-year loan option, then monthly instalment would be EGP 2,783. Total amount payable would be EGP 133,588.

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