Arab Investment Bank aiBANK – Personal Loan without Salary Transfer


Advertised Rate

EGP 2,860

Monthly Repayment

Up to 500,000 LE

Loan Amount

Type of Loan

Salary Loan

Features & Benefits

Loan Amount

Up to EGP 500,000

Loan Term

Up to 7 years.


  • Egyptain residents only.
  • Minimum age: 21 years old and maximum age: 60 years old.

Documents Required

  • A copy of valid national ID
  • Stamped HR letter
  • Recent utility bill

Fees & Charges

  • 3% fees on past due instalments
  • 2% administrative fees
  • Early Settlement Fees: 5% on the outstanding balance
  • Installment Postponement fees: EGP 75

This is a representative example of what an EGP 100,000 loan might cost: 16.5% APR Representative based on the 4-year loan option, then monthly instalment would be EGP 2,860. Total amount payable would be EGP 137,266.

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