Abu Dhabi Commercial Bank ADCB – Doctor’s Loan


Advertised Rate

EGP 2,938

Monthly Payment

Up to 750,000

Loan Amount

Type of Loan -No Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 7500,000.

Loan Term

Up to 7 years.

Competitive Interest Rate

Free life insurance.


  • ADCB Doctor’s Loan is available for physicians and doctors in all specialities
  • Minimum age: 21 years old and maximum age: 60 years old
  • ADCB available for Egyptians only
  • Free life insurance during the loan period
  • No proof of income required
  • Interest rates are between 18% and 20% depending on the program

Documents Required

  • A copy of valid national ID
  • Operating license
  • Recent utility bill
  • Valid Syndicate membership card

Fees & Charges

  • 2% fees on past due instalments
  • 1% administrative fees for individuals and 0.5% for excellency clients
  • Early Settlement Fees: 5% on outstanding balance
  • Installment Postponement fees: EGP 300

This is a representative example of what an EGP 100,000 loan might cost: an 18% APR Representative based on the 4-year loan option, then the monthly instalment would be EGP 2,938. Total amount payable would be EGP 141,000.

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