Abu Dhabi Commercial Bank ADCB – Car Loan

Features & Benefits

  • ADCB Car Loan up to EGP 1,000,000 depending on the program
  • Flexible repayment plan for up to 7 years
  • Interest rates are between 16.5% and 17.5% depending on the program
  • Minimum down payment is 30%
  • Free life insurance during the loan period
  • Free car License recommendation
  • 2% fees on past due instalments
  • 1% administrative fees for individuals and 0.5% for excellency clients
  • Early Settlement Fees: 5% on outstanding balance
  • Installment Postponement fees: EGP 200
  • ADCB Car Loan available for Egyptians only
  • The loan is eligible to buy a new car

Eligibility & Documents Required

  • Minimum age: 21 years old and maximum age: 60 years old
  • A copy of valid national ID
  • HR letter / Salary Transfer Letter
  • Recent utility bill
  • 3 months’ bank statement

This is a representative example of what an EGP 100,000 loan might cost: 16.5% APR Representative based on the 4-year loan option, then monthly instalment would be EGP 2,860. Total amount payable would be EGP 134,320.


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