Abu Dhabi Commercial Bank ADCB – Salary Loan


Advertised Rate

EGP 2,783

Monthly Repayment

Up to 2M

Loan Amount

Type of Loan

Salary Loan

Features & Benefits

Loan Amount

Up to EGP 2,000,000

Loan Term

Up to 10 years.

15% interest rate if loan is paid within 5 years and 17.5% if paid within 10 years.


  • Egyptain residents only.
  • Minimum age: 21 years old and maximum age: 60 years old.
  • Transfer your salary or just the installment (provide a salary proof without the need to transfer it).

Documents Required

  • A copy of valid national ID
  • HR letter / Salary Transfer Letter
  • Recent utility bill
  • 3 months’ bank statement

Fees & Charges

  • 2% fees on past due instalments.
  • 1% administrative fees for individuals and 0.5% for excellency clients.
  • Early Settlement Fees: 5% on the outstanding balance.
  • Installment Postponement fees: EGP 200.

This is a representative example of what an EGP 100,000 loan might cost: 15% APR Representative based on the 4-year loan option, then monthly instalment would be EGP 2,783. Total amount payable would be EGP 133,588.

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