Requirements

• Business owners/partners and professionals
• Minimum age of 25 years old and a maximum of 65 years old
• Egyptian nationality

Documents Required

• Valid National ID
• Company’s formation contract or official Gazette in case of non-sole ownership companies
• Valid commercial register or license of profession if available
• Valid taxation card
• Last 12 months personal or business bank statement
• Recent residence utility bill

Fees & Charges

• 2% administrative fee
• 5% Late payment fee
• 5% for early full/partial settelment
• 10% plus EGP 500 Check Processing fees for early settelment through buy-out
• 0.5 % (with min of EGP 100, max EGP 500) re-scheduling Fees
• EGP 150 for unsecured cash loans enquiry fees

Requirements

• Business owners/partners and professionals
• Minimum age of 25 years old and a maximum of 65 years old
• Egyptian nationality

Documents Required

• Valid National ID
• Company’s formation contract or official Gazette in case of non-sole ownership companies
• Valid commercial register or license of profession if available
• Valid taxation card
• Last 12 months personal or business bank statement
• Recent residence utility bill

Fees & Charges

• 2% administrative fee
• 5% Late payment fee
• 5% for early full/partial settelment
• 10% plus EGP 500 Check Processing fees for early settelment through buy-out
• 0.5 % (with min of EGP 100, max EGP 500) re-scheduling Fees
• EGP 150 for unsecured cash loans enquiry fees

Requirements

• Employed salaried customers
• Minimum net monthly salary EGP 3,500
• Minimum working experience at the company 6 months
• Minimum age of 22 year-old and a maximum of 60-year-old at loan maturity
• Egyptian nationality

Documents Required

• Valid National ID
• Recent residence utility bill
• HR letter or last 6 months’ salary slips

Fees & Charges

• 2% administrative fee
• 5% Late payment fee
• 5% for early full/partial settelment
• 10% plus EGP 500 Check Processing fees for early settelment through buy-out
• 0.5 % (with min of EGP 100, max EGP 500) re-scheduling Fees
• EGP 150 for unsecured cash loans enquiry fees

Requirements

• Employees transferring their payroll to CAE
• Minimum age of 21 year-old and a Maximum of 60 year-old
• Egyptian nationality

Documents Required

• Valid National ID
• Recent residence utility bill
• HR letter
• Company undertaking

Fees & Charges

• 2% administrative fee
• 5% Late payment fee
• 5% for early full/partial settelment
• 10% plus EGP 500 Check Processing fees for early settelment through buy-out
• 0.5 % (with min of EGP 100, max EGP 500) re-scheduling Fees
• EGP 150 for unsecured cash loans enquiry fees

Requirements

• Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
• Your employer must be on the bank’s approved employer list
• Minimum fixed gross monthly income of EGP 3,000
• You must have completed your probation period with your current employer
• You should have Egyptian nationality (or have a valid passport and valid residency in Egypt if you are a foreigner)

Documents Required

• Valid National Identification Card for Egyptians or valid passport and valid residency for foreigners
• Recent income or instalment transfer letter in the bank’s standard format
• Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

• 2% administrative fee for personal banking, HSBC Advance and HSBC Premier
• 5% for early full/partial settlement
• EGP 75 late payment fee per installment
• 4% annually on overdue interest

Requirements

• Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
• Minimum 1 year with your current employer
• Minimum fixed gross monthly income of EGP 3,000
• You must have Egyptian nationality

Documents Required

• Valid National Identification Card
• Recent income letter on the employer’s letterhead including position held, length of employment with the current employer, income breakdown, gross and net amounts
• Recent telephone, electricity or gas utility bill (maximum 3 months old) with a minimum consumption amount of EGP 9 for electricity, EGP 3 for gas and EGP 36 for Telephone bills
• Last 3 month of bank statements or income slips

Fees & Charges

• 2% administrative fee for personal banking, HSBC Advance and HSBC Premier
• 5% for early full/partial settlement
• EGP 75 late payment fee per installment
• 4% annually on overdue interest

Requirements

• Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
• Your employer must be on the bank’s approved employer list
• Minimum fixed gross monthly income of EGP 3,000
• You must have completed your probation period with your current employer
• You should have Egyptian nationality (or have a valid passport and valid residency in Egypt if you are a foreigner)

Documents Required

• Valid National Identification Card for Egyptians or valid passport and valid residency for foreigners
• Recent income or instalment transfer letter in the bank’s standard format
• Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

• 2% administrative fee for personal banking, HSBC Advance and HSBC Premier
• 5% for early full/partial settlement
• EGP 75 late payment fee per installment
• 4% annually on overdue interest

Requirements

• Minimum age 23 years old

Documents Required

• Bank statment (12 months)
• Recent extraction of commercial register (maximum 3 months old)
• Copy of valid national ID
• Valid taxation card
• Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

• 2% administrative fee for salaried and pensioner customers
• 2.5% administrative fee for self-employed customers
• 3%  (minimum EGP 200) early settlement fees for variable loans, 5% for fixed loans
• 7% (minimum EGP 200) early settlement fee for draft cheque
• 2% late payment fee above the applied interest rate on past due amounts with min of EGP 30
• EGP 30 I-Score fee
• EGP 200 debit balance certificate
• EGP 25 for a clearance letter

Requirements

• Customer’s age between 21 Years and 65 Years at loan end

Documents Required

• HR letter with monthly salary & employment date
• Copy of valid national ID card
• Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

• 2% administrative fee for salaried and pensioner customers
• 2.5% administrative fee for self-employed customers
• 3%  (minimum EGP 200) early settlement fees for variable loans, 5% for fixed loans
• 7% (minimum EGP 200) early settlement fee for draft cheque
• 2% late paymnet fee above the applied interest rate on past due amounts with min of EGP 30
• EGP 30 I-Score fee
• EGP 200 debit balance certificate
• EGP 25 for clearance letter

Requirements

• Customer age: doesn’t exceed 65 years

Documents Required

• Pension undertaking to ALEXBANK for full pension transfer
• Copy of valid national ID
• Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

• 2% administrative fee for salaried and pensioner customers
• 2.5% administrative fee for self-employed customers
• 3%  (minimum EGP 200) early settlement fees for variable loans, 5% for fixed loans
• 7% (minimum EGP 200) early settlement fee for draft cheque
• 2% late payment fee above the applied interest rate on past due amounts with min of EGP 30
• EGP 30 I-Score fee
• EGP 200 debit balance certificate
• EGP 25 for a clearance letter

Requirements

• Customer’s age between 21 Years and 65 Years at loan end
• Minimum length of business: 2 years

Documents Required

• Bank statment (12 months)
• Recent extraction of commercial register (maximum 3 months old)
• Copy of valid national ID
• Valid taxation card
• Recent telephone, electricity or gas utility bill (maximum 3 months old)

Fees & Charges

• 2% administrative fee for salaried and pensioner customers
• 2.5% administrative fee for self-employed customers
• 3%  (minimum EGP 200) early settlement fees for variable loans, 5% for fixed loans
• 7% (minimum EGP 200) early settlement fee for draft cheque
• 2% late payment fee above the applied interest rate on past due amounts with min of EGP 30
• EGP 30 I-Score fee
• EGP 200 debit balance certificate
• EGP 25 for a clearance letter

Requirements

• Customer’s age between 21 Years and 65 Years at loan end
• Minimum employment duration: 3 months

Documents Required

• HR letter with monthly salary & employment date
• Recent telephone, electricity or gas utility bill (maximum 3 months old)
• Copy of valid national ID

Fees & Charges

• 2% administrative fee for salaried and pensioner customers
• 2.5% administrative fee for self-employed customers
• 3%  (minimum EGP 200) early settlement fees for variable loans, 5% for fixed loans
• 7% (minimum EGP 200) early settlement fee for draft cheque
• 2% late payment fee above the applied interest rate on past due amounts with min of EGP 30
• EGP 30 I-Score fee
• EGP 200 debit balance certificate
• EGP 25 for a clearance letter

Requirements

• Customer’s age between 21 years and 60 years (65 years for self-employed) at loan end

Documents Required

• Recent HR Letter or three salary slips or bank statement for the last six months
• Copy of valid national ID card
• Recent telephone, electricity or gas utility bill (maximum three months)​​

For Self Employed

• Last six months account statement (personal or corporate)
• Original commercial register or work permit

Fees & Charges

• 1.5% from loan amount in Case of; salary transfer with the undertaking to notify the bank in case service ended or secured facilities by CDs/TDs. 2% for any other Type of Customers – (paid once)
• EGP 150 assessment fees
• EGP 20 monthly service charge
• 5% late payment fee on the amount due
• 5% early settlement fee (full/partial) on the total paid amount
• 2% on the remaining balance for rescheduling

Requirements

• Customer’s age between 21 Years and 60 Years at loan end

Documents Required

• HR letter with monthly salary & employment date
• The employer’s undertaking to transfer borrower’s monthly salary or installment to the bank till full loan repayment
• Copy of valid National ID
• Bank Statement For Last 6 Months

Fees & Charges

• Administrative fees 2 % of loan value till 7 years with minimum 250 EGP & 3% of loan value for more than 7 years with minimum 250 EGP
• Early settlement fees 3% if paid in cash, 10% if paid with any other payment tool
• Late payment fees 20 EGP monthly + 2% of the unpaid installment

Requirements

• Customer’s age between 21 Years and 60 Years at loan end

Documents Required

• HR letter with monthly salary & employment date
• Recent Electricity bill with minimum EGP 25
• Copy of valid National ID
• Bank Statment

Fees & Charges

• Administrative fees 2 % of loan value till 7 years with minimum 250 EGP & 3% of loan value for more than 7 years with minimum 250 EGP
• Early settlement fees 3% if paid in cash, 10% if paid with any other payment tool
• Late payment fees 20 EGP monthly + 2% of the unpaid installment

Requirements

• Customer’s age between 21 Years and 60 Years at loan end

Documents Required

• HR letter with monthly salary & employment date
• Recent Electricity bill with minimum EGP 25
• Copy of valid National ID

Fees & Charges

• Administrative fees 2 % of loan value till 7 years with minimum 250 EGP & 3% of loan value for more than 7 years with minimum 250 EGP
• Early settlement fees 3% if paid in cash, 10% if paid with any other payment tool
• Late payment fees 20 EGP monthly + 2% of the unpaid installment

Requirements

• A minimum of 3 years of business operation for NBE customers (to be NBE customer minimum one year), and 5 years for non-NBE customers.
• Customer’s age between 21 Years and 65 Years at the loan maturity date.

Documents Required

• Copy of a valid National ID
• Copy of title documents or lease contract of business premises
• A recent utility bill of residence and business premises
• Copy of valid tax card, indicating business start date and card expiry date
• A recent extract of the commercial register (with maximum 3 months since issuing) or copy of the business license
• Corporate charter and a summary thereof, indicating equity participation shares (for business owners)
• Certified personal or corporate bank statement of account for the last year

Fees & Charges

• Administrative fees 2 % of loan value with a minimum of 300 EGP paid once and in advance
• Early settlement fees 3% if paid in cash, 5% if paid with any other payment tool
• Late payment fees 20 EGP monthly + 2% of the unpaid installment

Requirements

• Customer’s age between 21 Years and 60 Years at loan end

Documents Required

• HR letter with monthly salary & employment date
• The employer’s undertaking to transfer borrower’s monthly salary or installment to the bank till full loan repayment
• Copy of valid National ID
• Recent electricity bill

Fees & Charges

• Administrative fees 2 % of loan value till 7 years with minimum 250 EGP & 3% of loan value for more than 7 years with minimum 250 EGP
• Early settlement fees 3% if paid in cash, 10% if paid with any other payment tool
• Late payment fees 20 EGP monthly + 2% of the unpaid installment

Requirements

• Customer’s age between 21 Years and 60 Years at loan end

Documents Required

• HR letter with monthly salary & employment date
• The employer’s undertaking to transfer borrower’s monthly salary or installment to the bank till full loan repayment
• Copy of valid National ID

Fees & Charges

• Administrative fees 2 % of loan value till 7 years with minimum 250 EGP & 3% of loan value for more than 7 years with minimum 250 EGP
• Early settlement fees 3% if paid in cash, 10% if paid with any other payment tool
• Late payment fees 20 EGP monthly + 2% of the unpaid installment

Documents Required

• Copy of National ID
• Utility bill
• Salary letter Or 3 months’ Salary Slips Or 3 months bank statement showing monthly salary

Documents Required

• Copy of National ID
• Utility bill
• Salary transfer letter