Emirates NBD – Personal Loan

Features

• ENBD Personal Loan is available for Salaried customers, self-employed customers, professionals and pensioners
• Minimum age of 21 year-old and a maximum of 60  year-old
• Customers should have completed the probation period
• The Loan is offered for Egyptians and foreigners
• The loan is offered in Egyptian pounds only
• No guarantor is required
• Loan term could be extended to up to 10 years
• The availability of settling the customer’s financial obligations with other banks.
• The ability to access your account through the online portal

Documents Required

• Valid National ID
• Recent residence utility bill (maximum 3 months)
• Bank Statment for last 6 months in case of the income is larger than EGP 10,000
• Proof of income (HR letter or 3 months bank statements or 3 recent salary slips)
• Loan application form

Fees & Charges

• 2% administrative fee, not less than EGP 500
• 5% for early payment calculated on the unpaid amount
• 4% over the contracted rate + EGP 50
• 0.0005% proportional stamp duty collected quarterly