Emirates NBD – Personal Loan


Advertised Rate


Monthly Repayment


Loan Amount

Type of Loan - No Salary Transfer

No Salary Transfer

With Salary Transfer

Features & Benefits

Loan Amount

Up to EGP 1,000,000.

Loan Term

Up to 8 years.

Competitive Interest Rate

Free life insurance.


  • ENBD Personal Loan is available for Salaried customers, self-employed customers, professionals and pensioners
  • Minimum age of 21 year-old and a maximum of 60  year-old
  • Customers should have completed the probation period
  • The Loan is offered for Egyptians and foreigners
  • The loan is offered in Egyptian pounds only
  • No guarantor is required
  • Loan term could be extended to up to 10 years
  • The availability of settling the customer’s financial obligations with other banks.
  • The ability to access your account through the online portal

Documents Required

  • Valid National ID
  • Recent residence utility bill (maximum 3 months)
  • Bank Statment for last 6 months in case of the income is larger than EGP 10,000
  • Proof of income (HR letter or 3 months bank statements or 3 recent salary slips)
  • Loan application form

Fees & Charges

  • 2% administrative fee, not less than EGP 500
  • 5% for early payment calculated on the unpaid amount
  • 4% over the contracted rate + EGP 50
  • 0.0005% proportional stamp duty collected quarterly

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