Arab Investment Bank aiBANK – Car Loan without Salary Transfer

Features & Benefits

  • Arab Investment Bank Car Loan up to EGP 600,000 depending on the program
  • Flexible repayment plan for up to 5 years
  • Minimum down payment is 20%
  • Finance up to 100% of car’s value
  • Free insurance during the loan period
  • 3% fees on past instalments
  • 2% administrative fees
  • Early Settlement Fees: 5% on the outstanding balance
  • Installment Postponement fees: EGP 55
  • aiBANK Car Loan is available for Egyptians only
  • The loan is eligible to buy a new car

Eligibility & Documents Required

  • Minimum age: 21 years old and maximum age: 60 years old
  • A copy of valid national ID
  • Non-Salary/ Installment Transfer Customers: Stamped HR letter
  • Recent utility bill
  • Car Price Quotation

This is a representative example of what an EGP 100,000 loan might cost: 16.5% APR Representative based on the 4-year loan option, then monthly instalment would be EGP 2,860. Total amount payable would be EGP 137,266.


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