CIB Commercial International Bank - Heya Credit Cards

Commercial International Bank CIB – Heya Credit Card

Top reasons to get CIB Heya Credit Card

  • Unlimited complimentary access to airport lounges at select airports across the Middle East, regardless your ticket category, just show your CIB ‘Heya’ credit card
  • Exclusive discounts up to 40% across a wide range of selected women related merchants
  • Installment Payment Plan up to 36 months with lower interest rates
  • Up to 4 Free Supplementary cards for your family members
  • Complimentary Buy 1 Get 1 offers through MasterCard mobile application that you can download from the Apple Store or Google Play

Features and Benefits

  • Automatic enrollment in ‘Heya’ life insurance to a value of EGP 25,000
  • More than 20,000 gift BONUS points to be redeemed for gift vouchers, cash-back or travel from a comprehensive online travel portal
  • 2 bonus points for every EGP 1 spent on purchases using CIB ‘Heya’ credit card
  • 20,000 Signup bonus Points are awarded after the first purchase transaction within two months of the card issuance date
  • Additional 20,000 spend bonus points are earned when your total purchases reach EGP 20,000 within three months from card issuance date

Fees and Charges

  • Interest Rate
    2.69% per month. This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    EGP 200

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  • Valid National ID
  • Recent utility bill (maximum three months)
  • HR letter / Salary slip / 3 months bank statement
  • Signed application form
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